How this policy applies in India
On f91, this policy applies to your account profile, device session, and any record created when you use UPI, Paytm, PhonePe, or Google Pay on supported India routes. We collect only what we need to open and secure the account, complete verification, process deposits or withdrawals,
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answer your messages, and meet legal or audit duties. We may share limited data with payment partners, identity-check providers, fraud controls, and service vendors that help us run the account, but only for those purposes. We keep records for as long as needed for support, dispute
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handling, tax, security, or local legal duties, then delete or anonymise them when the retention period ends. If local law gives you a right to access, correct, or delete a record, you can send a request and we will handle it after verification.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.